Pascal Personal · Cloud or Desktop

Every account you have, one ledger that balances.

For people with several banks, a card or two and a currency account. Pascal imports whatever they export, understands each line and keeps the books double-entry, so a transfer is never income and a fee is never a mystery.

Import

Anything a bank can export

PDF, CSV, XLSX, OFX, QFX, QIF, JSON, HTML and more. Rows stream in as they're read, you can skip any of them, and every line keeps the bank's own reference, so re-importing a statement never duplicates a thing.

statement_feb.pdf
export_2026-03.csv
card_activity.ofx→ 212 rows · 0 duplicates
Checking−$2,000.00
Savings+$2,000.00
Wire fee · linked−$3.00
Transfer group balances to$0.00
Double-entry

Transfers and fees, never counted twice

Moving $2,000 between your own banks with a $3 wire fee makes one transfer group: two postings that balance, plus a fee attached to the move. Neither side is treated as income, and the fee is reported for what it is: money lost to the bank.

Search · ⌘K

Ask in plain language

Type a sentence and Pascal turns it into a query over the fields that actually exist in your ledger. Or filter by hand with amount ranges, relative dates, tags, wildcards and AND / OR / NOT.

Askwhat did I spend on subscriptions since January?
category:"Personal expense"tag:subscriptiondate:>=2026-01-01amount:<0
Spotify · 3 charges−$50.97
Adobe Creative Cloud · 3 charges−€164.97
iCloud+ · 3 charges−$8.97
Editions

Pick where it runs. Change your mind later.

Personal Cloud

Sign in from any browser. Your ledger is hosted fully encrypted, in transit and at rest, and cached in your browser so the canvas never waits on the network.

Free for one ledger · fully encrypted · AI assistant included
Start free in the cloud
Personal Desktop

Runs on your Mac or PC and saves all data locally on your own computer. Statements, account numbers and balances never leave the machine; only anonymised descriptions are sent to the AI model for understanding.

macOS · Windows · all data saved on your own computer · works offline
Download for desktop